At Home With Diversity (AHWD)

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In an increasingly multicultural marketplace, real estate professionals must possess the cultural competency and legal knowledge to serve a diverse clientele effectively. The At Home With Diversity (AHWD) certification is the gold standard for real estate practitioners looking to master fair housing, diversity, and inclusive business practices. This comprehensive guide provides everything you need to know about earning and leveraging this vital credential.

What is the At Home With Diversity (AHWD)?

The At Home With Diversity (AHWD) is a professional certification program designed to provide real estate professionals with the tools to work successfully with today’s increasingly diverse pool of homebuyers.

  • Official Exam Name & Acronym: At Home With Diversity (AHWD) Certification.
  • Conducting Body/Authority: The National Association of REALTORS® (NAR). Launched in collaboration with the Department of Housing and Urban Development (HUD), NAR is the largest trade association in the United States, representing over 1.5 million members.
  • Purpose of Exam: Professional Certification. It focuses on teaching the “One America” principles, fair housing laws, and how to create a diversity-based business plan.
  • Geographic Validity: Primarily recognized across the United States, but it is also available to International REALTOR® members who belong to NAR’s global bilateral partners.
  • Level of Competence: Specialist level. It demonstrates that a practitioner has moved beyond basic licensure to master the complexities of fair housing and multicultural marketing.
  • Brief History: Established in 1998, the program was created to address the changing demographics of the American population and to ensure REALTORS® were leaders in the fight for fair housing. It was significantly updated in 2020 to reflect modern societal shifts and updated legal standards.

Who Can Take the At Home With Diversity (AHWD)? (Eligibility Requirements)

The AHWD is specifically tailored for those in the real estate industry. While anyone can take the course for knowledge, only specific individuals can hold the official certification.

Eligibility Checklist

  • Academic Requirements: No specific university degree is required. However, candidates must hold an active real estate license.
  • Experience Requirements: There are no minimum years of experience required. It is accessible to both newly licensed agents and seasoned brokers.
  • Membership: You must be an active member of the National Association of REALTORS® or an international affiliate.
  • Documentation Checklist:
    • Valid NRDS (National REALTOR® Database System) ID number.
    • Proof of active real estate licensure in your state/jurisdiction.
    • Completed AHWD course certificate of completion.
    • Signed application form (submitted after the course).
  • Language Proficiency: The course and exam are primarily conducted in English. No formal IELTS/TOEFL score is required, but a professional level of English proficiency is necessary to pass the assessment.

Summary Table of Eligibility

Requirement Detail
Professional Status Active Real Estate Licensee
Association Membership NAR Member in good standing
Education Completion of the 6-7 hour AHWD course
Application Fee One-time $40 fee (post-course)

How to Register for the At Home With Diversity (AHWD)

Exam Schedule & Availability

  • Exam Frequency: On-Demand. The course and its final assessment are available 24/7 through the Center for REALTOR® Development (CRD).
  • Registration Windows: There are no restricted windows; you may register and begin at any time.
  • Scheduling Flexibility: 100% self-paced for online learners. Classroom versions are scheduled by local state/local REALTOR® associations.

Exam Fees (Detailed Breakdown)

Fee Type Amount (USD)
Course Fee (Online via CRD) $99.00 (Often discounted to $75.00)
One-time Application Fee $40.00
Annual Dues $0.00 (No annual maintenance fee)
Rescheduling/Cancellation Varies by provider (usually $0 for online)
Total Estimated Cost $115.00 – $139.00

Booking Process

  1. Account Creation: Visit the Center for REALTOR® Development and log in using your NAR credentials.
  2. Course Selection: Search for “At Home With Diversity” and add it to your cart.
  3. Payment: Pay via credit card or PayPal.
  4. Completion: Complete the 6-7 hours of modular learning.
  5. Final Assessment: Take the exam directly within the online portal.
  6. Application: Once passed, you must submit the $40 application fee to NAR to officially use the AHWD acronym.

Retake Policy

  • Waiting Period: None. You can usually retake the assessment immediately if you do not pass.
  • Maximum Attempts: Most online platforms allow for 3 attempts before requiring a course restart.
  • Fees: Retakes are typically included in the initial course fee.

Score Validity

  • Expiration: The AHWD certification does not expire. Once earned, it is valid for life, provided you maintain your NAR membership.

At Home With Diversity (AHWD) Exam Format & Structure

Exam Format

  • Delivery Method: Computer-Based Test (CBT).
  • Proctoring: Unproctored (Open-book format is generally allowed as it is a competency assessment).

Timing & Duration

Section Duration
Instructional Modules 6 to 7 Hours
Final Assessment 45 to 60 Minutes
Breaks Self-paced (Online)

Question Count & Types

  • Total Questions: Approximately 25–50 questions.
  • Question Types: 100% Multiple Choice Questions (MCQ).

Syllabus & Content Domains

Domain Topics Covered Weightage
Fair Housing Law Federal Fair Housing Act, Protected Classes, Steering, Blockbusting 30%
Cultural Competency Understanding diverse cultures, communication styles, and etiquette 25%
Demographic Trends U.S. Census data, emerging markets, and minority homeownership rates 15%
Inclusive Marketing Developing a diversity-based business plan and outreach strategies 20%
One America Principles The REALTOR® Code of Ethics and professional standards 10%

How is the At Home With Diversity (AHWD) Scored?

Passing Score

  • The Passing Threshold: Candidates must achieve a score of 80% or higher.
  • Cut-off Method: Absolute score (fixed).

Scoring Mechanics

  • Negative Marking: None. You are not penalized for incorrect guesses.
  • Partial Credit: Not applicable for MCQs.
  • Result Declaration: Instant. You receive your score immediately upon clicking “Submit.”

How Difficult is the At Home With Diversity (AHWD)?

Difficulty Assessment

Overall Difficulty Rating: Moderate. Unlike the state licensing exam, the AHWD is educational and designed to ensure you understand the concepts rather than to “weed out” candidates. However, the 80% passing threshold requires focused attention during the modules.

Historical Pass Rates

Metric Estimated Rate
First-time Pass Rate ~85-90%
Completion Rate ~95%

AHWD vs. Similar Certifications

Feature AHWD C2EX (NAR) SRS
Primary Purpose Diversity/Fair Housing Professional Excellence Seller Representation
Total Cost ~$115 Free (for members) ~$300+
Time to Complete 1 Day Varies (long-term) 2 Days
Annual Dues No No Yes

How to Prepare for the At Home With Diversity (AHWD)

Recommended Study Timeline

  • Phase 1: Pre-Reading (2 Hours): Review the Fair Housing Act and current U.S. Census homeownership data.
  • Phase 2: Course Engagement (7 Hours): Complete the AHWD modules, taking notes on specific legal definitions.
  • Phase 3: Review (1 Hour): Review the “One America” principles before taking the final assessment.

Best Study Resources

  • Official NAR Material: The AHWD Student Manual (provided upon registration).
  • Fair Housing Resources: HUD.gov Fair Housing section.
  • NAR Research: The “Race and Real Estate” reports available on the NAR website.

What to Expect on AHWD Exam Day

Since most candidates take the AHWD online, “Exam Day” is whenever you finish the modules. If taking it in person:

  • Check-in: Arrive 15 minutes early; bring your real estate license and ID.
  • Materials: You will likely receive a physical workbook.
  • Environment: Classroom setting with a certified NAR instructor.

After Passing the At Home With Diversity (AHWD)

Passing the exam is only the first step. To officially hold the certification:

  1. Pay the $40 application fee to NAR.
  2. Update your email signature and marketing materials with the AHWD logo.
  3. Credit: The AHWD course counts as elective credit for the ABR® (Accredited Buyer’s Representative) and SRS (Seller Representative Specialist) designations. It also counts toward the C2EX (Commitment to Excellence) endorsement.

Frequently Asked Questions (FAQ)

1. Does the AHWD count for Continuing Education (CE)?
Yes, in many states, the AHWD course is approved for 6-8 hours of CE credit. Check with your local provider.

2. Is there an annual fee for AHWD?
No. Unlike designations like CPM or CCIM, the AHWD is a certification with a one-time application fee and no annual dues.

3. Can international agents earn the AHWD?
Yes, if they are International REALTOR® Members of NAR.

4. What happens if I fail the final assessment?
You can typically retake the assessment immediately within the online portal.

5. Is the AHWD exam open book?
For the online version, it is self-paced and you may refer to the course materials.

6. How long does it take for the certification to appear on my NAR profile?
Usually within 5-10 business days after paying the application fee.

7. Does AHWD help with Fair Housing legal compliance?
Yes, it provides deep insights into avoiding “implicit bias” and “steering,” which are critical for legal risk management.

8. Is the AHWD recognized by HUD?
The program was originally created in partnership with HUD, though NAR remains the sole administrator.

9. Can I take AHWD if I am not a REALTOR®?
You can take the course for knowledge, but you cannot use the AHWD certification/logo unless you are an NAR member.

10. Does AHWD help with my C2EX endorsement?
Yes, completing AHWD satisfies the “Diversity” competency requirement for the C2EX endorsement.

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